DISCLAIMER AND TERMS OF USE

The materials on this web site are not intended as legal advice or opinions of SKYY INC or any of its attorneys or clients, and are not guaranteed to be correct, complete or current. You should not act or rely on any information in this web site without seeking the advice of an attorney. This web site is not intended to create an attorney-client relationship between you and SKYY INC. No attorney-client relationship is created with SKYY INC or its attorneys absent an express written agreement. Please be aware that sending an e-mail message or otherwise contacting SKYY INC does not create an attorney-client relationship or obligate SKYY INC to represent you. SKYY INC welcome your e-mails. However, if you communicate with SKYY INC through this web site or otherwise in connection with a matter in which SKYY INC do not already represent you, your communication may not be treated as privileged or confidential.   

SKYY INC Internet Web Site Terms and Conditions of Use Agreement (the "Terms of Use") is between the party visiting and/ or purchasing something from us and/or using The Site ("you") and SKYY INC ("we" or "us"). You should carefully read the Terms of Use before using The Site. This includes those additional terms and conditions and policies referenced herein and/or available by hyperlink. These Terms of Service apply to all users of the site, including without limitation users who are browsers, vendors, customers, merchants, and/ or contributors of content. By using The Site you agree to be bound by the terms and conditions of use set forth in the Terms of Use. BY USING SKYY INC WEBSITE, ENGAGING SKYY INC SERVICES, REQUESTING THAT SKYY INC CONTACT YOU ABOUT ITS SERVICES, YOU AGREE TO ARBITRATE ALL CLAIMS BETWEEN YOU AND SKYY INC ON AN INDIVIDUAL BASIS ONLY AND NOT AS A PART OF ANY CLASS. A “CLAIM” IS ANY CASE, CONTROVERSY, DISPUTE, TORT, DISAGREEMENT, LAWSUIT, LEGAL ACTION, OR CLAIM NOW OR HEREAFTER PENDING BETWEEN YOU AND SKYY INC, INCLUDING BUT NOT LIMITED TO ANY ALLEGED STATE OR FEDERAL STATUTORY VIOLATION, OR ANY DISPUTE OVER THE INTERPRETATION OF THE WEBSITE TERMS OR THE ARBITRABILITY OF ANY CLAIM PURSUANT TO THE WEBSITE TERMS. THIS AGREEMENT TO ARBITRATE GOVERNS ALL PAST, CURRENT AND PROSPECTIVE INTERACTIONS WITH SKYY INC. YOU AGREE THAT YOU ARE WAIVING ALL RIGHTS TO: (A) A TRIAL BY JURY; (B) PARTICIPATE IN A CLASS ACTION LAW SUIT OR CLASS ACTION ARBITRATION; AND (C) BRING AN ACTION AGAINST SKYY INC IN A COURT OF LAW. YOU MAY INDIVIDUALLY ARBITRATE ANY CLAIM AGAINST SKYY INC IN ANY JURISDICTION IN THE UNITED STATES. SKYY INC WILL REIMBURSE YOU UP TO $300 OF YOUR ARBITRATION FILING FEE. THE RULES OF THE AMERICAN ARBITRATION ASSOCIATION THEN IN FORCE SHALL GOVERN THE ARBITRATION (provided, however, that the terms of the Website Terms shall control over any inconsistency between the Rules of the American Arbitration Association and the Website Terms). The arbitrator shall have authority to interpret the Website Terms, including but not limited to the authority to decide whether any claim is arbitrable under the Website Terms and to decide issues related to the scope of arbitration, the rules of arbitration, the arbitrator’s jurisdiction, and the enforceability of the Website Terms. You agree that the Website Terms involves commerce under 9 U.S.C. §§ 1 et seq. and that this Arbitration Clause is governed by federal law, including the Federal Arbitration Act. The remainder of the Website Terms is governed by the laws of the state of FLORIDA. SKYY INC offers this website, including all information, tools and services available from this site to you, the user, conditioned upon your acceptance of all terms, conditions, policies and notices stated here. This is a legally binding agreement between you and SKYY INC. If you do not agree with the Terms of Use and Disclaimers, you are not permitted to use this site and must discontinue use immediately.  

Any new features or tools which are added to the current store shall also be subject to the Terms of Service. You can review the most current version of the Terms of Service at any time on this page. We reserve the right to update, change or replace any part of these Terms of Service by posting updates and/or changes to our website. It is your responsibility to check this page periodically for changes. Your continued use of or access to the website following the posting of any changes constitutes acceptance of those changes.

SKYY INC store is hosted on GoDaddy.com, LLC, PayPay, Inc. and Jotform. They provide us with the online e-commerce platform that allows us to sell our products and services to you.

TERMS OF USE. Applicable to ALL Users. The Term begins when you use this Website or when you click the “Submit” button(s) and continues if you use the Service. Clicking the button(s), checking the box(es) and/or entering your name means that you’ve officially “signed” the Terms. If you sign up for SKYY INC on behalf of a company or other entity, you represent and warrant that you have the authority to accept these Terms on their behalf.

ELIGIBILITY. You represent and warrant to us that: (a) you are at least eighteen (18) years old; (b) you possess the legal right and ability to enter into this Agreement; (c) all information submitted by you to us is complete, true and accurate and you have not provided a false name, email address, or other false personal information, nor have you entered the personal information of another individual, (d) your use of the Website, purchase of any products or use of any Services provided are solely for business purposes, and your use or purchase is not for personal, family, nor household purposes and  your username and password are personal to you and you will not share them with anyone else; (e) you will not use the Website or Services for any purpose that is unlawful, prohibited or interfere with the operation of our Website by this Agreement and (f) SKYY INC may refuse service, close accounts of any users, and change eligibility requirements at any time.

• Closing Your Account. You or SKYY INC may terminate this Agreement at any time and for any reason by giving Notice to the other party. We may suspend our Service to you at any time, with or without cause. If we terminate your account without cause, we’ll refund any unused balance due to you. We won’t refund or reimburse you if there’s cause, like a violation of these Terms. Once terminated, we may permanently delete your account and all the data associated with it.
• Fraudulent Activity. If you the client/customer conducts or attempt any sort of fraudulent activity you will be removed and banned permanently from our services. We will then seek legal actions against you for damages and lost wages. No refunds will be given if such activity occurs. 
• Changes. We may change any of the Terms by posting revised Terms of Use here on this page of on our Website or by sending an email to the last email address you gave us. Unless you terminate your account within ten (10) days, the new Terms will be effective immediately and apply to any continued or new use. We may change the Website, the Service, or any features of the Service at any time. We reserve the right to make changes to these Terms and Conditions at any time, without notice to you. You are advised to review our website Terms and Conditions periodically. When we make changes to these Terms and Conditions, we will update our “Last updated” date to notify you of said changes. By continuing to use our Website, you are consenting to any modifications to our Terms and Conditions. 
• Site Interruptions. We do not guarantee that our Website will be available at all times. We may experience problems, or our Website may be temporarily down for maintenance purposes, that may result in your inability to use our website. You agree that we are not liable or responsible for any damages stemming from your inability to access our Website. 
• Refunds on tradelines (if applicable). In the event any purchased does not report to 2/3 bureau’s then we will provide you with a replacement tradeline of similar credit limit and age with the closest next reporting date possible until such replacement tradeline posts successfully to your credit. In the event you purchased a tradeline with a particularly high credit limit or old age, and it needs to be replaced, then we reserve the right to replace it with one or more tradelines that add-up to the particular age and/or credit limit of the original tradeline. Refund ONLY be provided if second attempt to match tradelines isn’t successful.

Seasoned Trade-Lines Terms. These Customer Terms and the User Terms above apply to all Customers who purchase Seasoned Trade-Lines:

1. Service Description. You acknowledge that Seasoned Trade-Lines are offered as a means of increasing the strength and age of your Credit History. Tradelines maybe extended upon client request. The full amount is due at that time. Signer on Checking Account must be same signer on Credit Card.
2. TRADE-LINE REPLACEMENT POLICY: When you purchase Seasoned Trade-Lines from us, you are purchasing Real Authorized User Accounts and WE GUARANTEE that each tradeline will:

• Have a Perfect Payment History. Always Paid on Time. Never Late.
• Have at least the specified Age and Credit Limit.
• Have a Balance that does not exceed 10% of the Credit Limit.
• Will post at least 2/3 Credit Bureaus (Experian, Equifax, and TransUnion) no later than 7-10 Calendar Days after the specified statement date.

In the event any tradeline purchased does not post to 2/3 bureau 's explained above, then we will provide you with a replacement tradeline of similar Credit Limit and Age with the closest Next Reporting Date possible until such replacement tradeline posts successfully to your Credit. In the event you purchased a tradeline with a particularly high credit limit or old age, and it needs to be replaced, then we reserve the right to replace it with one or more tradelines that add-up to the particular age and/or credit limit of the original tradeline. Refund will ONLY be provided if second attempt to match tradelines isn’t successful. REPORTING DATES FOR TRADE-LINES ARE “BEST EFFORTS” – THEY CANNOT BE GUARANTEED 100%.IF YOUR TRADE-LINE NEEDS TO BE REPLACED BECAUSE IT FAILED TO POST, THEN YOUR REPORTING DATE WILL MOST LIKELY BE DELAYED. WHEN YOU PURCHASE TRADE-LINES YOU MUST PLAN FOR THE POSSIBILITY OF YOUR REPORTING DATE BEING CHANGED IN THE EVENT THE TRADE-LINE NEEDS TO BE REPLACED. Tradelines will show as “Open”  for 90 Days, after which they will still stay on your Credit Report as “Closed” or “Terminated” Accounts, which still has a large positive effect on your Credit History and Scores. FRAUD ALERTS AND BLOCKS: The Guarantees above apply as long as there are no Fraud Alerts, File Blocks, or any other issue with your Credit File that could prevent tradelines from posting to your file. Removing Fraud Alerts, File Blocks, and resolving any possible Bureau Issue is your sole responsibility, and should we detect your File is affected by one of these Issues, the Guarantees above do not apply for the affected Credit Bureau(s).UNVERIFIED SOCIAL SECURITY NUMBERS: All Clients should provide a copy of their Social Security Card Front and Back to verify their Social Security # is valid.
 

1. We agree to provide you access to The Site in accordance with the Terms of Use. 

2. You agree to use The Site in a manner consistent with the Terms of Use and all applicable rules and regulations. You acknowledge that you have read the Terms of Use and that you accept the terms thereof. You agree to read these terms of use carefully before using The Site. If you do not agree to the Terms of Use, you may not access or otherwise use The Site.

3. You accept that The Site is provided on an "as is, as available" basis. 

4. The materials included in The Site are for general information purposes only and do not constitute legal advice. They are not intended to be a substitute for obtaining legal advice from legal counsel. ALL ARTICLES AND MATERIAL DISPLAYED BY US ON THE SITE ARE FOR INFORMATION ONLY, ARE NO SUBSTITUTE FOR SPECIFIC ADVICE, AND ARE IN NO MANNER TO BE CONSIDERED LEGAL ADVICE OR OTHER LICENSED PROFESSIONAL ADVICE OR A SUBSTITUTE THEREFOR. FOR SPECIFIC LEGAL ADVICE REGARDING YOUR PARTICULAR CIRCUMSTANCES, YOU MUST RETAIN LEGAL COUNSEL. SKYY INC does not represent or endorse the accuracy or reliability of any advice, opinion, statement, or other information displayed or distributed through The Site. You acknowledge that any reliance upon any such materials, opinion, advice, statement, memorandum, or information shall be at your sole risk. SKYY INC reserves the right, in its sole discretion, to correct any errors or omissions in any portion of The Site. 

5. YOUR ACCESS TO AND USE OF THE SITE MAY BE TERMINATED AT ANY TIME FOR ANY REASON OR FOR NO REASON BY YOU OR BY US. 

6. WE MAY, SUBJECT TO AND IN ACCORDANCE WITH OUR PRIVACY POLICY FOR MARKETING AND OTHER PURPOSES, COLLECT, PROCESS AND TRANSMIT CERTAIN DATA OBTAINED FROM AND ABOUT YOU IN THE COURSE OF YOUR ACCESSING THE SITE. BY AGREEING TO THESE TERMS, YOU AGREE TO SUCH DATA BEING SO USED AND FURTHER AGREE THAT IT MAY BE TRANSMITTED TO OTHERS WHETHER OR NOT WITHIN THE UNITED STATES IN ACCORDANCE WITH OUR PRIVACY POLICY AND UNDER APPLICABLE PRIVACY AND DATA PROTECTION LEGISLATION. Information on how and what type of data (if any) is held about you can be obtained by by reviewing your submitted client application by review our privacy policy or by contacting us. 

7. We welcome and encourage your use of our Website, but our Website is our property. Any content on our Website, provided by our Website or composing our Website, in any form, is owned by us and protected by all applicable copyright and trademark laws. Any content includes all website design, software, databases, functionality, marks, photographs, graphics, text, videos and all other media and source code, on our Website, through our Website, or provided by our Website, including such content as downloads from our Website, newsletters provided by our Website, or any of our digital products or services (collectively henceforth, “Content”). All Content is provided for informational use only (for more on informational use only, please see our Disclaimer Policy). All Content is provided as is, for your personal, non-commercial use only. The Site is protected by copyright as a collective work and/or compilation, pursuant to U.S. copyright laws, international conventions, and other copyright laws. You are authorized to download one copy of the material displayed or performed on The Site ("Content") on one computer for your personal, non-commercial use only but you may not in so doing remove or amend any trademark, copyright or other proprietary notice. All materials contained on The Site are protected by copyright and are owned or controlled by SKYY INC or the party credited as the provider of the Content. You will abide by any and all additional copyright notices, information, or restrictions contained in any Content on The Site. Permission is given to view the material on these web pages and save that material only for your personal reference. Copying or storing of any Content for other than personal, noncommercial use is expressly prohibited without the prior written permission from SKYY INC or the copyright holder identified in the individual Content's copyright notice. 

8. Subject to the above, you may not modify, copy, distribute, republish or upload any of the material on The Site in any way unless you obtain the prior written consent of SKYY INC. No intellectual property or other rights shall be transferred to you through your use of The Site. We are not able to confirm that the materials contained on these web pages are correct in every case. SKYY INC reserves the right to make changes to The Site, including the availability of any feature, database, Content, Web page materials, product information and prices on The Site at any time without notice or liability. SKYY INC may also impose limits on certain features and services or restrict your access to parts or all The Site without notice or liability. We reserve all rights not expressly granted to you in our Website and our Website content. 

9. To the extent that any portions of The Site (such as "chat rooms" or "bulletin boards") provide users an opportunity to post and exchange information, ideas or opinions ("Postings"), BE ADVISED THAT WE DO NOT SCREEN, EDIT, OR REVIEW POSTINGS PRIOR TO THEIR APPEARANCE ON THIS WEB SITE, and Postings do not necessarily reflect our views. Fully permitted by applicable laws, we exclude all responsibility and liability for the Postings or for any losses or expenses resulting from their use and/or appearance on The Site.

We may use and disclose your information according to our Privacy Policy. Our Privacy Policy will be treated as part of these Terms.

• By agreeing to these Terms of Service, you represent that you are at least the age of majority in your state or province of residence, or that you are the age of majority in your state or province of residence and you have given us your consent to allow any of your minor dependents to use this site. You may not use our products for any illegal or unauthorized purpose nor may you, in the use of the Service, violate any laws in your jurisdiction (including but not limited to copyright laws). You must not transmit any worms or viruses or any code of a destructive nature. Your use of this website does not in any way form a joint venture, partnership or agency relationship with this Website or SKYY INC. A breach or violation of any of the Terms will result in an immediate termination of your Services. 
• SKYY INC reserve the right to refuse service to anyone for any reason at any time.
  You understand that your content (not including credit card information), may be transferred unencrypted and involve (a) transmissions over various networks; and (b) changes to conform and adapt to technical requirements of connecting networks or devices. Credit card information is always encrypted during transfer over networks.
  You agree not to reproduce, duplicate, copy, sell, resell or exploit any portion of the Service, use of the Service, or access to the Service or any contact on the website through which the service is provided, without express written permission by us.
  The headings used in this agreement are included for convenience only and will not limit or otherwise affect these Terms. 
• SKYY INC is not responsible if information made available on this site is not accurate, complete or current. The material on this site is provided for general information only and should not be relied upon or used as the sole basis for making decisions without consulting primary, more accurate, more complete or more timely sources of information. Any reliance on the material of any information on or provided by this Website is voluntary on this site is at your own risk. All information on this Website or by this Website, including any products or services, are on an “as is” basis. We make no representations or warranties of any kind, express or implied, as to the information, products and services provided on or through our Website. We disclaim all warranties, to the fullest extent permitted by law.
  This site may contain certain historical information. Historical information, necessarily, is not current and is provided for your reference only. We reserve the right to modify the contents of this site at any time, but we have no obligation to update any information on our site. You agree that it is your responsibility to monitor changes to our site. 
• Prices for our products and services are subject to change without notice. SKYY INC reserve the right at any time to modify or discontinue the Service (or any part or content thereof) without notice at any time. SKYY INC shall not be liable to you or to any third-party for any modification, price change, suspension or discontinuance of the Service. 
• Certain products or services may be available exclusively online through the website. These products or services may have limited quantities and are subject to return or exchange only according to our Return Policy. SKYY INC have made every effort to display as accurately as possible the colors and images of our products that appear at the store. SKYY INC cannot guarantee that your computer monitor's display of any color will be accurate. SKYY INC reserve the right, but are not obligated, to limit the sales of our products or Services to any person, geographic region or jurisdiction. SKYY INC may exercise this right on a case-by-case basis. SKYY INC reserve the right to limit the quantities of any products or services that we offer. All descriptions of products or product pricing are subject to change at anytime without notice, at the sole discretion of us. SKYY INC reserve the right to discontinue any product at any time. Any offer for any product or service made on this site is void where prohibited.
  We do not warrant that the quality of any products, services, information, or other material purchased or obtained by you will meet your expectations, or that any errors in the Service will be corrected.  

TO THE FULLEST EXTENT ALLOWED BY LAW, WE ARE NOT LIABLE NOR DO WE ACCEPT ANY RESPONSIBILITY FOR ANY LOSSES OR DAMAGES CAUSED BY OR RESULTING FROM YOUR USE OF OUR WEBSITE, PRODUCTS, AND SERVICES OFFERED FOR SALE BY US. BY USING OUR WEBSITE, PRODUCTS, AND SERVICES, YOU UNDERSTAND AND AGREE THAT YOU ARE SOLELY RESPONSIBLE FOR ANY RESULTS DERIVED FROM THAT USE. YOU AGREE THAT WE ARE NOT LIABLE FOR ANY DIRECT, INDIRECT, CONSEQUENTIAL, PUNITIVE, OR ANY OTHER DAMAGES, ARISING OUT OF YOUR USE OF OUR WEBSITE, PRODUCTS, AND SERVICES. BY USING OUR WEBSITE, YOU AGREE TO OUR LIMITATION OF LIABILITY AND RELEASE US FROM ALL CLAIMS.

• SKYY INC reserve the right to refuse any order you place with us. SKYY INC may, in our sole discretion, limit or cancel quantities purchased per person, per household or per order. These restrictions may include orders placed by or under the same customer account, the same credit card, and/or orders that use the same billing and/or shipping address. In the event that we make a change to or cancel an order, SKYY INC may attempt to notify you by contacting the e‑mail and/or billing address/phone number provided at the time the order was made. SKYY INC reserve the right to limit or prohibit orders that, in our sole judgment, appear to be placed by dealers, resellers or distributors. You agree to provide current, complete and accurate purchase and account information for all purchases made at our store. You agree to promptly update your account and other information, including your email address and credit card numbers and expiration dates, so that we can complete your transactions and contact you as needed.
• SKYY INC may provide you with access to third-party tools over which we neither monitor nor have any control nor input. You acknowledge and agree that we provide access to such tools ”as is” and “as available” without any warranties, representations or conditions of any kind and without any endorsement. SKYY INC shall have no liability whatsoever arising from or relating to your use of optional third-party tools.
  Any use by you of optional tools offered through the site is entirely at your own risk and discretion and you should ensure that you are familiar with and approve of the terms on which tools are provided by the relevant third-party provider(s).
  SKYY INC may also, in the future, offer new services and/or features through the website (including, the release of new tools and resources). Such new features and/or services shall also be subject to these Terms of Service. 
• Certain content, products and services available via our Service may include materials from third-parties. Third-party links on this site may direct you to third-party websites that are not affiliated with us. SKYY INC are not responsible for examining or evaluating the content or accuracy and we do not warrant and will not have any liability or responsibility for any third-party materials or websites, or for any other materials, products, or services of third-parties. Please review carefully the third-party's policies and practices and make sure you understand them before you engage in any transaction. Complaints, claims, concerns, or questions regarding third-party products should be directed to the third-party.
• If, at our request, you send certain specific submissions (for example contest entries) or without a request from us you send creative ideas, suggestions, proposals, plans, or other materials, whether online, by email, by postal mail, or otherwise (collectively, 'comments'), you agree that we may, at any time, without restriction, edit, copy, publish, distribute, translate and otherwise use in any medium any comments that you forward to us. We are and shall be under no obligation (1) to maintain any comments in confidence; (2) to pay compensation for any comments; or (3) to respond to any comments. We may, but have no obligation to, monitor, edit or remove content that we determine in our sole discretion are unlawful, offensive, threatening, libelous, defamatory, pornographic, obscene or otherwise objectionable or violates any party’s intellectual property or these Terms of Service. You agree that your comments will not violate any right of any third-party, including copyright, trademark, privacy, personality or other personal or proprietary right. You further agree that your comments will not contain libelous or otherwise unlawful, abusive or obscene material, or contain any computer virus or other malware that could in any way affect the operation of the Service or any related website. You may not use a false e‑mail address, pretend to be someone other than yourself, or otherwise mislead us or third-parties as to the origin of any comments. You are solely responsible for any comments you make and their accuracy. We take no responsibility and assume no liability for any comments posted by you or any third-party. 
• Occasionally there may be information on our site or in the Service that contains typographical errors, inaccuracies or omissions that may relate to product descriptions, pricing, promotions, offers, product shipping charges, transit times and availability. We reserve the right to correct any errors, inaccuracies or omissions, and to change or update information or cancel orders if any information in the Service or on any related website is inaccurate at any time without prior notice (including after you have submitted your order). We undertake no obligation to update, amend or clarify information in the Service or on any related website, including without limitation, pricing information, except as required by law. No specified update or refresh date applied in the Service or on any related website, should be taken to indicate that all information in the Service or on any related website has been modified or updated.
• In addition to other prohibitions as set forth in the Terms of Service, you are prohibited from using the site or its content: (a) for any unlawful purpose; (b) to solicit others to perform or participate in any unlawful acts; (c) to violate any international, federal, provincial or state regulations, rules, laws, or local ordinances; (d) to infringe upon or violate our intellectual property rights or the intellectual property rights of others; (e) to harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability; (f) to submit false or misleading information; (g) to upload or transmit viruses or any other type of malicious code that will or may be used in any way that will affect the functionality or operation of the Service or of any related website, other websites, or the Internet; (h) to collect or track the personal information of others; (i) to spam, phish, pharm, pretext, spider, crawl, or scrape; (j) for any obscene or immoral purpose; or (k) to interfere with or circumvent the security features of the Service or any related website, other websites, or the Internet. We reserve the right to terminate your use of the Service or any related website for violating any of the prohibited uses.  
• SKYY INC do not guarantee, represent or warrant that your use of our service will be uninterrupted, timely, secure or error-free. We do not warrant that the results that may be obtained from the use of the service will be accurate or reliable. You agree that from time to time we may remove the service for indefinite periods of time or cancel the service at any time, without notice to you. You expressly agree that your use of, or inability to use, the service is at your sole risk. The service and all products and services delivered to you through the service are (except as expressly stated by us) provided 'as is' and 'as available' for your use, without any representation, warranties or conditions of any kind, either express or implied, including all implied warranties or conditions of merchantability, merchantable quality, fitness for a particular purpose, durability, title, and non-infringement. In no case shall SKYY INC, our directors, officers, employees, affiliates, agents, contractors, interns, suppliers, service providers or licensors be liable for any injury, loss, claim, or any direct, indirect, incidental, punitive, special, or consequential damages of any kind, including, without limitation lost profits, lost revenue, lost savings, loss of data, replacement costs, or any similar damages, whether based in contract, tort (including negligence), strict liability or otherwise, arising from your use of any of the service or any products procured using the service, or for any other claim related in any way to your use of the service or any product, including, but not limited to, any errors or omissions in any content, or any loss or damage of any kind incurred as a result of the use of the service or any content (or product) posted, transmitted, or otherwise made available via the service, even if advised of their possibility. Because some states or jurisdictions do not allow the exclusion or the limitation of liability for consequential or incidental damages, in such states or jurisdictions, our liability shall be limited to the maximum extent permitted by law.
• In the event that any provision of these Terms of Service is determined to be unlawful, void or unenforceable, such provision shall nonetheless be enforceable to the fullest extent permitted by applicable law, and the unenforceable portion shall be deemed to be severed from these Terms of Service, such determination shall not affect the validity and enforceability of any other remaining provisions. 
•  If you believe that our Website infringes on a copyright you own, please notify SKYY INC.
• The obligations and liabilities of the parties incurred prior to the termination date shall survive the termination of this agreement for all purposes. These Terms of Service are effective unless and until terminated by either you or us. You may terminate these Terms of Service at any time by notifying us that you no longer wish to use our Services, or when you cease using our site.
  If in our sole judgment you fail, or we suspect that you have failed, to comply with any term or provision of these Terms of Service, we also may terminate this agreement at any time without notice and you will remain liable for all amounts due up to and including the date of termination; and/or accordingly may deny you access to our Services (or any part thereof). 
• The failure of us to exercise or enforce any right or provision of these Terms of Service shall not constitute a waiver of such right or provision. These Terms of Service and any policies or operating rules posted by us on this site or in respect to The Service constitutes the entire agreement and understanding between you and us and govern your use of the Service, superseding any prior or contemporaneous agreements, communications and proposals, whether oral or written, between you and us (including, but not limited to, any prior versions of the Terms of Service). Any ambiguities in the interpretation of these Terms of Service shall not be construed against the drafting party. 
• You can review the most current version of the Terms of Service at any time at this page. We reserve the right, at our sole discretion, to update, change or replace any part of these Terms of Service by posting updates and changes to our website. It is your responsibility to check our website periodically for changes. Your continued use of or access to our website or the Service following the posting of any changes to these Terms of Service constitutes acceptance of those changes.
   
   

A. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers' credit records, credit histories, or credit ratings, including but not limited to the use of Employer Identification Numbers ("EINs"), Taxpayer Identification Numbers ("TINs"), or alternative Social Security Numbers in lieu of the consumers' own Social Security Numbers; B. Representing that the building of a new credit record by applying for credit using an EIN, a TIN, or an alternate social security number instead of a consumer's own social security number is legal; C. Misrepresenting any material fact concerning the ability of Defendant's products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers' credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and D. Misrepresenting any fact material to a consumer's decision to purchase Defendant's products or services. E. Representing, expressly or by implication, that through the use of our products or services, consumers can alter their identifying information to conceal adverse credit information from consumers' credit records, credit histories, or credit ratings, including but not limited to the use of Dun & Bradstreet Numbers ("DBNs"), Employer Identification Numbers ("EINs"), Taxpayer Identification Numbers ("TINs"), or alternative Social Security Numbers in lieu of the consumers' own Social Security Numbers; F. Representing that the building of a new credit record by applying for credit using a DBN, EIN, a TIN, or an alternate Social Security Number instead of a consumer's own Social Security Number is legal; G. Misrepresenting any material fact concerning the ability of defendant's products or services to perform or provide any credit-related function for consumers, including but not limited to improving consumers' credit reports or profiles, consolidating debt, obtaining or arranging a loan, or obtaining or arranging any extension of credit; and H. Misrepresenting any fact material to a consumer's decision to purchase defendant's products or services. We have found that its best to operate within the parameters of IRS and Business law and help consumers understand that Section 404(a)(2) of the Credit Repair Organizations Act; prohibits all persons from making any statement, or counseling or advising any consumer to make any statement, the intended effect of which is to alter the consumer's identification to prevent the display of the consumer's credit record, history, or rating for the purpose of concealing adverse information that is accurate and non-obsolete to any consumer reporting agency as defined in 15 U.S.C. § 1681(f) or to any person who has extended credit to the consumer or to whom the consumer has applied or is applying for an extension of credit. 15 U.S.C. § 1679b(a)(2).  Furthermore: Pursuant to Section 410(b)(1) of the Credit Repair Organizations Act, 15 U.S.C. § 1679h(b)(1), any violation of any requirement or prohibition of the Credit Repair Organizations Act constitutes an unfair and deceptive act or practice in commerce in violation of Section 5(a) of the FTC Act, 15 U.S.C.§ 45(a). SKYY INC has posted this message in plain sight on SKYY INC page of our webpage so consumers can be aware "CPN's" are defined as any 9 digit number which can be used for credit; such as a SSN, ITIN, TIN, or EIN and it is very clear the largest warehouse of converted 9 digit government issued numbers; such as, ITIN, TIN, SSN, and EIN ARE IN FACT FOUND THROUGH OUT THE BANKING WORLD AND WITHIN THE BANKS DATABASE and ATTACHED TO CREDIT AND LOAN FOLDER LEGALLY ORIGINATED BY THESE SAME BANKS.